Komal Jain

Deputy Manager Band ll @ICICI Bank

Pune, IN

Understanding client’s business & providing appropriate working capital solutions across fund/ non fund based products like cash credi t, demand loan, buyers credit, bank guarantee etc• Performing financial and industry analysis and preparing supporting documentation for client credit approval.• Analyzing credit and financial worthiness of client on the basis of investigative findings.• Assess customer’s business and transaction structure through analysis of business, transactions and market credit risk associated with thebank products and services.• Scrutinize the credit proposals by analyzing the credit worthiness, business strength, financial statements, income tax return, repaymenttrack record and other internal credit norms.• Monitoring existing portfolio through annual financials and compliance reviews.• Working with legal and technical team to ensure that property risk have been mitigated.

ICFAI Business School Pune (IBS Pune)

Master of Business Administration - MBA