Krishnan Chari

About Krishnan Chari

An accomplished Enterprise Risk Management & Risk Analytics professional with 32 years…

Experience

1. Chief Risk Officer VP -enterprise Risk Management

   Worldline

   Sep 2021 — Present

   As CRO I lead the ERM function at Worldline E Payments-Worldline Global, I provide continuous critical insight to the Top Management on all entity-level risk exposures in the Payment FinTech business arising due to Merchant, Financial, Operational & Strategic Business decisions and activities. My role as a CRO is to assess and alert entity level exposure to Key Principal Risks that can cause potential damage to the financial stability and business continuity of the entity. At Worldline E Payments India ( formerly Ingenico), as a second line of defense, I enable Enterprise Risk sensitivity through the following Counterparty Banks & Merchant Credit Risk Management: Monitoring Merchant Counterparty Credit Risk, Transaction risks and assessing the effectiveness of Merchant Underwriting process. Model Risk review & Validation of merchant Credit Risk Application Score Card | Ongoing Risk monitoring tools & other Credit Risk Controls. Payment Transaction Risk Analytics and Monitoring: Review of the Transaction Analysis process, Suspicious transaction alerts controls, attribution, and resolution process. Advisory and contribution to Transaction Risk Analytic Tools in terms of Risk factors and analytical methods. Settlement and Liquidity Risk : Assessing and measuring Liquidity Risks in payment Trust accounts due to funds flow mismatch. Ensuring continuous sensitivity to liquidity risks arising due to settlement gaps arising due to business demands. Continuous monitoring of Intraday Liquidity Risk impacts. Operational Risk Management: Engaging with leads of Payment Ops services, IT, DevOps, Products & Finance for continuous assessment of Ops Risk through RCSA workshops for Analysis of Loss Data, Risk Event Likelihood & Impact assessment. Risk Governance : Implementing Risk Governance Framework : Risk Culture,Risk Apetite, Key Risk Indicators, ERM Dashboard for Board Oversight. Regulatory Risk Governance compliance RBI | European Regulations.

Skills

• Risk Management
• Risk Assessment
• Team Management
• Asset Management
• Intensive Engagement Workshops with Key Stakeholders for Alignment on Erm Frameworks
• Valuation
• Derivatives
• Finance
• Functional Leadership, Mentoring and Individual Contribution to Erm
• Structured Products
• Market Risk
• Banking
• Structured Finance
• Trading Book -Risk Measurement and Pnl Risk Attribution-Models and Methods
• Enterprise Risk Management
• Choice and Use of Analytics to Deliver Analytic Services for Risk Management Problem Solving
• Financial Markets
• Valuation and Pricing of Otc Derivatives Models and Methods for Valuation Control
• Credit Analysis
• Financial Analysis
• Portfolio Management
• Credit
• Trading
• Investments
• Asset Managment
• Financial Modeling
• Sensitizing Senior and Top Management at the Board to Organizational Risk Issues, Impact and Influencing Risk Agenda of the Enterprise
• Financial Structuring
• Corporate Finance
• Operational Risk
• Transactional Assessment of Credit Risk and Market Risk Products /Lending . Playing Challenge Status Role
• Credit Risk
• Financial Risk
• Implementing Methods and Frameworks for Identifying and Measuring Credit Risk , Market Risk , Interest Rate Risk and Liquidity Risk Measurement
• Risk Data -Exploratory Data Analytics Using Statistical & Machine Learning Methods
• Equities
• Mutual Funds