Kiran Babu Darsi
Business Head @HDFC Bank
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WORK HISTORY
Business Head @HDFC Bank
IN
Driving Pan-India growth across assets, liabilities, and third-party products with full P&L accountability and digital-first strategies, scaling volume from Cr to Cr in Personal Loans & Home Loans.Sustained profitability while optimizing acquisition cost, loan loss ratio, and deposits.Expanded nationwide distribution via branches, digital platforms, and partners.Enhanced customer lifetime value through retention, cross-sell, and up-sell.Accelerated digital adoption for a seamless customer experience.Implemented dialler infrastructure with API integrations, doubling productivity and growth.Developed a unique tele-model vertical, one of the most economical in the bank.P&L Management, Digital Transformation, Customer Acquisition, Business Strategy, Risk Management, Revenue Growth
EDUCATION
Indian Institute of Management, Lucknow
Senior Leadership Program , Business, Management, Marketing, and Related Support Services
M.M.M from Christ College, Bangalore , Pondicherry University
B.Com from K.B.N. College, Vijayawada, Nagarjuna University
Pondicherry University
MMM, Marketing
ABOUT KIRAN BABU DARSI
True leadership in finance is not about chasing numbers; it is about creating systems…
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