Kim S. Luthy

About Kim S. Luthy

For 35 years I have been blessed to walk with my clients, guiding them through life\'s events and preparing them for the lifestyle they envision and deserve. For many of us, being understood is one of life\'s greatest desires. As a walking testimonial to all the situations that can potentially derail your life, I know all too well how important planning is. I have been in your shoes and witnessed firsthand the many challenges of life, giving me a unique perspective on the importance of financial planning.As a young teen, I became acutely aware of the importance of planning when my parent\'s divorce changed everything for our family. As one of five children, I took on the role of caring for my siblings. I learned then that had my mom been able to advocate for herself and for us, my father would have provided more support. The thought of being financially independent became my driving motivation. Moving out at the age of 17, I took on three jobs to put myself through college. I became a mother when I adopted my cousin\'s daughter and later, I married and gave birth to my own two sons, Zachary, and Aidan. During Zachary\'s birth, there were complications, and I was on disability for 2 ½ years through the policy I put in place for myself. Monthly funds from that policy allowed me to continue to pay the bills and prepare for my own future and the future of my children. Were it not for the policy I funded more than 12 years prior, I would not have been able to fulfill my promises to my family.As the Director of Wealth Planning with Synthesis Wealth Planning, I have dedicated myself to empowering clients to control their own destiny. A highly qualified professional with 35 years of experience, I have earned my Certified Financial Planner designation (CFP®). In addition to my CFP® designation, I have earned the professional designation of Certified Fund Specialist (CFS), Certified in Long Term Care (CLTC), and am a registered representative holding my life, accident, health, and long-term care insurance licenses in multiple states. I also have my Certified Divorce Financial Analyst® designation.(CDFA) This enables me to provide financial information and assistance to people going through a divorce. My experience has gifted me with a perspective many often miss. Planning for retirement, college, health care expenses, and more can help alleviate worry and give you peace of mind. Helping clients plan for these and other events is a blessing for me. I am grateful to be part of their journey.

Experience

1. Director of Wealth Planning

   Synthesis Wealth Planning, Llc

   May 2020 — Present · Morristown, NJ, US

   Securities offered through Kestra Investment Services, LLC (Kestra IS), Member FINRA/SIPC Investment Advisory Services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. Kestra IS and Kestra AS are not affiliated with Synthesis Wealth Planning, LLC. Neither Kestra IS nor Kestra AS provide tax or legal advice. Investor Disclosures: website is published for residents of the United States only. Registered Representatives of Kestra IS and Investment Advisor Representatives of Kestra AS may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed. Not all products and services referenced on this site are available in every state and through every representative or advisor listed. For additional information, please contact our Compliance Department at (73••••••82.

Education

• Lebanon Valley College

  BS, Business

  1985 — 1987

• County College of Morris

  Associates degree, Business Administration and Management

  1983 — 1985

• Morristown High School

  High School

  1979 — 1983