Kimberly Vap

About Kimberly Vap

I believe homeownership is one of the most powerful tools available to build personal…

Experience

1. Sr Mortgage Loan Officer

   Atlantic Coast Mortgage

   Jun 2025 — Present

   Kimberly Vap, Sr. Loan Officer - NMLS ID 796166I’ve been helping clients navigate home financing decisions since 2001, and my approach is simple: bring clarity, education, and confidence to what can often feel like an overwhelming process. Through my personal service philosophy — Silver Lining Solutions — I focus on turning complex mortgage options into clear, actionable strategies that support my clients’ immediate needs and long-term financial goals.Now as part of Atlantic Coast Mortgage, I continue to provide side-by-side loan comparisons, transparent guidance, and personalized support at every stage of the homeownership journey. Whether it’s a first home purchase, a refinance, or helping clients explore how real estate can fit into their broader financial picture, I’m here to serve as a trusted partner, advocate, and resource every step of the way-Atlantic Coast Mortgage, LLC (“ACM”) is an Equal Housing Lender | Company NMLS 643114 (For licensing information, go to: Privacy Policy: | Licensure & Product Disclaimers/Disclosures:

Education

• Xavier University

  BA, History, Poltical Science

  1993 — 1999

Skills

• First Time Home Buyers
• Closings
• Residential Mortgages
• Residential Homes
• Strategic Planning
• Real Estate
• Refinance
• Loans
• Mortgage Lending
• Finance
• Mortgage Marketing
• U.s. Federal Housing Authority (Fha)
• Interest Rates
• Sales
• Credit
• Va Loans
• Loan Origination
• Investment Properties
• Condos
• Fha
• Single Family Homes
• Usda
• Construction Loans