Khalid Shamshad

Area Credit Manager- Retail Assets

Role: Area Credit Manager at Utkarsh Small Finance Bank
Location: Bareilly, UP, IN
LinkedIn followers: 500 followers

Finance & AccountingView LinkedIn profile

About Khalid Shamshad

Diligent & experience Credit Manager, who remains current in credit and loan regulations…

Experience

Area Credit Manager
Utkarsh Small Finance Bank
Apr 2024 — Present · Bareilly, IN

Education

Mahatma Jyotiba Phule Rohilkhand University
B.Sc.
2000 — 2003
Punjab Technical University
MBA
2008 — 2011

Skills

Retail Banking
Branch Banking
Relationship Management
Loans
Banking
Trade Finance
Commercial Banking
Credit
Mis
Credit Risk
Credit Analysis
Core Banking
Team Management

Contact information

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Work email
•••••@utkarsh.bank.in
Personal email
•••••@•••••.com
Direct dial
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Current company

Utkarsh Small Finance Bank

Banking · 13K employees · Varanasi, Uttar Pradesh, India

Utkarsh Small Finance Bank Limited (USFBL), incorporated on April 30, 2016, is engaged in providing banking and financial services with a focus on the underserved and unserved sections of the country. The Bank’s lending activities are primarily focussed in rural and semi-urban locations of the country while its deposit mobilisation and other services are spread across the country. The Bank commenced its operations on January 23, 2017, pursuant to the small finance banking licence granted by RBI on November 25, 2016. Prior to transfer of the business of providing microfinance to the Bank, Utkarsh (as Utkarsh Micro Finance Limited, currently Utkarsh CoreInvest Limited) has a history of providing microfinance primarily to the customers in rural and semi-urban segments. The Bank extends microfinance loans based on Joint Liability Group (JLG) model to individuals, other retail asset loans including Micro, Small and Medium Enterprise (MSME) Loans, Housing Loans (HL), Personal Loans, Commercial Vehicle Loans, Construction Equipment Loans and Wholesale Lending to borrowers. The Bank offers a slew of digital services such as Internet and Mobile Banking, Digi On-Boarding, an online account opening facility for clients, besides a range of ATMs and Micro ATMs for ease of transactions, amongst others. The Bank is headquartered at Varanasi, Uttar Pradesh.

utkarsh.bank.in

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About Khalid Shamshad

Experience

Area Credit Manager

Education

Mahatma Jyotiba Phule Rohilkhand University

Punjab Technical University

Skills

Find verified contacts for anyone on LinkedIn