Khadijah Bullock

About Khadijah Bullock

As a seasoned Residential Mortgage Loan Closer and Funder, I bring a proven track record of operational excellence and leadership in the mortgage industry. With expertise in auditing and preparing loan documents, balancing and disbursing funds, and ensuring regulatory compliance, I consistently deliver seamless and efficient closings.In my role as a Closer/Funder, I successfully closed over 150 loans per month with little to no errors, demonstrating my ability to thrive in high-volume, fast-paced environments while maintaining precision and accuracy. As a Manager, I led and mentored a team of 20 funders, fostering a collaborative and high-performing team culture focused on excellence and efficiency.My key qualifications include: • Preparing and auditing closing packages to deliver exceptional borrower experiences. • Balancing and disbursing loan proceeds accurately and efficiently. • Collaborating with title companies, escrow agents, and vendors to resolve issues quickly and effectively. • Leading teams to exceed performance goals while ensuring compliance with industry regulations. • Holding both NMLS and DRE licenses, which deepen my understanding of mortgage processes and compliance requirements.Passionate about creating a positive closing experience for all stakeholders, I pride myself on my ability to build strong relationships and deliver results. Whether working independently or leading a team, I am committed to precision, professionalism, and continuous improvement.Let’s connect to discuss how my skills and expertise can add value to your organization!Licensed Mortgage Broker (NMLS ID 17•••25, CA DRE 02••••53).Mortgage Loan Originator at West Capital Lending (NMLS 15•••96, DRE Housing Opportunity statement:WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex. marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission. Equal Credit Opportunity. Washington. DC.

Experience

1. Mortgage Broker

   West Capital Lending

   May 2025 — Present · Irvine, CA, US

   Experienced and results-driven Mortgage Loan Officer with a strong track record of successfully originating both refinance and purchase transactions. With nearly two decades of experience in the mortgage industry, I bring extensive knowledge of lending products, underwriting guidelines, and ever-evolving compliance requirements. I’ve worked with a diverse client base and pride myself on offering tailored solutions that align with financial goals and regulatory standards.Holding multiple state licenses, I am proficient in navigating complex loan scenarios and ensuring a smooth, transparent process from application to closing. My ability to quickly assess borrower needs, structure competitive loan options, and maintain strong relationships with clients and referral partners has contributed to consistent top-tier performance. I stay ahead of market trends and guideline changes, ensuring clients receive accurate advice and the highest level of service.

Education

• University of Phoenix

  Bachelor of Business Administration (BBA), Business Administration and Management, General

  2009 — 2013

Skills

• Leadership
• Residential Mortgages
• Due Diligence
• Credit Risk
• Loans
• Process Improvement
• Va Loans
• Mortgage Lending
• Conduct Verbal Voe's
• Underwriting
• Literate in Title Reports
• Funding
• Working Knowledge of Respa and Tila Requirements and Guidelines
• Compliance
• Loan Origination
• Refinance
• Coaching
• Fha Financing
• Mortgage Banking
• Banking
• Risk Management
• Internal Audit
• Closings
• Principal Reductions
• Doc Magic Software
• 2010 Gfe
• Budgets
• Du and Loan Prospector Proficient
• Fha