Kevin Moitoso

About Kevin Moitoso

Strategic and results-oriented Mortgage Operations Leader with over 10 years of progressive experience in residential mortgage closing, loan processing, funding, and compliance within high-volume, deadline-driven environments. Expert in managing complex loan pipelines across FHA, VA, Conventional, and Non-Conforming portfolios while ensuring full TRID, RESPA, and multi-jurisdictional regulatory compliance. Adept at leading cross-functional coordination with processors, underwriters, title agents, attorneys, and escrow officers to streamline workflows, mitigate risk, and deliver error-free, on-time closings. Recognized for driving measurable improvements in operational efficiency, regulatory adherence, and client satisfaction through process optimization, post-closing audits, and strategic problem resolution. Skilled in leveraging advanced loan origination systems (Encompass, H2O) and analytics tools (Excel, MS Office) to strengthen reporting accuracy and compliance monitoring. Bilingual in English and Portuguese, with a proven track record of fostering collaboration, training high-performing teams, and elevating organizational standards in alignment with top-tier financial institutions.

Experience

1. Closer

   Newrez

   Nov 2025 — Present

   Managed and prioritized a high-volume residential loan pipeline across FHA, VA, and Conventional products, consistently meeting aggressive funding deadlines and ensuring seamless closing execution.• Prepared and audited closing packages to ensure investor, federal, and state compliance.• Partnered with processors, underwriters, attorneys, title agents, and closing parties to resolve outstanding conditions, mitigate risk exposure, and ensure accurate, on-time loan closings.• Validated payoff statements, balanced Closing Disclosures (CDs), and coordinated wire transfers with precision, ensuring error-free disbursements and compliance with financial controls.• Used H2O loan origination system to streamline reviews, verify compliance, and improve closing efficiency.

Education

• D'Amore-McKim School of Business at Northeastern University

  Masters of Business Administration (M.B.A.), Marketing

  2004 — 2006

• Lasalle Academy

  High School Diploma, General Education

  1994 — 1997

• Roger Williams University Mario J. Gabelli School of Business

  Bachelor of Science - BS, Business Management

  1997 — 2001

• Roger Williams University

  Bachelor of Science, Business Management

  1997 — 2001

Skills

• Customer Service
• Training
• New Business Development
• Microsoft Office
• Sales
• Marketing
• Marketing Strategy
• Event Planning
• Business Analysis
• Account Management
• Business Development
• Digital Marketing
• Market Research
• Business Relationship Management
• Relationship Management
• Advertising
• Project Management
• Research
• Strategic Planning
• Negotiation
• Market Analysis
• Program Management
• Marketing Communications
• Email Marketing
• Social Media Marketing
• Executive Management
• Powerpoint
• Microsoft Excel
• Marketing Research
• Mutual Funds
• Online Advertising
• Management
• Team Building
• Investments
• Public Speaking
• Strategy
• Microsoft Word
• Online Marketing
• Salesforce.com
• Analytics