Kevin Lin
Senior Software Engineer | ML Platforms, Inference & Decisioning Systems
- Role
- Senior Software Engineer, Capital Marketplace at Upstart
- Location
- Austin, TX, US
- LinkedIn followers
- 500 followers
About Kevin Lin
I’m a senior software engineer with 8+ years of experience building and operating production machine learning systems in regulated FinTech environments. My work has focused on ML platforms, inference and decisioning systems, and pricing and growth infrastructure that directly supports revenue-critical products.I spent eight years at Upstart across multiple company phases, joining during its early startup period and contributing through its IPO in December 2020 and subsequent post-IPO restructuring. During that time, I worked across machine learning platform engineering, pricing and growth systems, and engineering management, operating as both a senior individual contributor and an engineering manager.I’ve led and built teams, designed and scaled centralized ML inference platforms, and partnered closely with product, data science, and business stakeholders to ship systems under real-world constraints—including regulatory requirements, capital availability, and marketplace dynamics. I’m most interested in roles where production AI systems, reliability, and business impact intersect.
Experience
Senior Software Engineer, Capital Marketplace
Apr 2025 — Present · San Mateo, CA, US
Lead backend and pricing systems supporting AI-driven credit decisioning in a regulated fintech environment (TILA, fair lending, marketplace constraints).Design and operate revenue-critical decisioning and pricing systems, including dynamic pricing models, counteroffers, and loan-grade–specific strategies used in live experimentation.Contribute as a senior technical leader across pricing and platform initiatives, applying machine learning and financial-regulatory context to resolve complex production issues and mentor engineers.Delivered improvements to pricing and decisioning systems that aligned with market demand and contributed to meaningful revenue growth.Transitioned from Engineering Manager to Senior IC during organizational restructuring, maintaining ownership of technical direction and execution.
Education
University of Rochester
Doctor of Philosophy (Ph.D.)
2012 — 2017
The Data Incubator
Data Science
2017 — 2017
University of Rochester
Bachelor’s Degree
2008 — 2012
Find verified contacts for anyone on LinkedIn
Unifers gives sales teams verified emails and direct dials, enriched profiles, and outreach that lands in the inbox.
Free plan included · No credit card required
This profile is compiled from publicly available professional sources. Unifers is not affiliated with or endorsed by LinkedIn. Request removal of this profile.