Keshav Mahajan

About Keshav Mahajan

Thanks for visiting my profile. keshav Mahajan is qualified Chartered Accountant…

Experience

1. Credit Manager

   HDFC Bank

   Jun 2023 — Present · Kathua, IN

   Underwriting: Evaluate and underwrite Working Capital Limit cases to ensure compliance with the company\'s credit policies and risk appetite- System Utilization: Make optimal use of the Loan Origination System (LOS) and Loan Management System (LMS) to streamline the credit process and enhance efficiency- Credit Turnaround Time (TAT): Maintain and improve credit TAT to ensure timely loan approvals- Policy Adherence: Manage credit underwriting processes in strict adherence to the company\'s policies and guidelines- Delinquency & NPA Monitoring: Monitor delinquency rates and Non-Performing Assets (NPA) to keep them within budgeted levels- Credit Cost Management: Ensure credit costs are managed within the approved budgets- Policy Feedback: Provide feedback to the Credit Policy team based on underwriting experience to improve credit policies and procedures- Data Analysis & Reporting: Perform data slicing, analysis, and publish relevant reports to support decision-making- Post Disbursement Document (PDD) Monitoring: Ensure all PDDs are collected and monitored effectively.Industry Analysis: Conduct thorough industry analysis to stay updated on trends and risks affecting the MSME Loan segments.

Education

• The Institute of Chartered Accountants of India

  CA INTER

  2016 — 2018

• Indira Gandhi National Open University

  Bachelor of Commerce - BCom

  2018 — 2021

• The Institute of Chartered Accountants of India

  CHARTERED ACCOUNTANT

  2018 — 2022

• DAV SCHOOL KATHUA

  HIGH SCHOOL/SECONDARY DIPLOMAS AND CERTIFICATES

  2014 — 2016