Kenric Montgomery
Non-qm Senior Qc Auditor @OCMBC, INC.
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WORK HISTORY
Non-qm Senior Qc Auditor @OCMBC, INC.
US
Conduct quality control audits on various loan types, including DSCR, DSCR Fusion, Bank Statements, ALT Doc, Full Doc, 1099, and P&L-only, ensuring quality and risk standards are maintained within the loan file• Conduct regular audits of processes and products to ensure adherence to quality standards, evaluating the risk of mortgage loans• Reviewed borrower documentation to identify discrepancies and areas for improvement• Identify potential misrepresentation and fraud, ensuring all underwriting requirements were met.• Document and effectively communicate specific findings within loan files, detailing exceptions and observations in compliance reports, and provide potential resolutions to cure the file• Perform complex analysis of income calculations and thorough employment as part of the audit process, and evaluate underwriting decisions
EDUCATION
Hillsborough High
Diploma
Hillsborough College
None, Mass Communication/Media Studies
SKILLS
ABOUT KENRIC MONTGOMERY
Hard working Competitive and Driven.
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