Kelly R Smith

About Kelly R Smith

For the majority of my, over-forty-five-years, in the financial services industry, I have consistently maintained a Client-Centric directive on the providing of advice and service. The most rewarding format has been to devote specific attention to building and protecting the client\'s Retained Capital. The most effective set of tools, are those, to which I refer, as weapons in my arsenal of strategic, financial, economic and protective plans. The most efficient of these, fall within the category of what I have trademarked as \"TERC\", which stands for:\"Tax-Efficient-Retained-Capital\" or \"Tax-Exempt-Retained-Capital\" and \"Offset Strategies\". These are within a category, that includes, but is not limited to: ESOPs, risk-mitigating CICs, various structures of Charitable and defective trusts and the many uses of proprietary leverage. I firmly believe that it is my role and responsibility to be the advocate and warrior, to defend the rights of the Small Business Owner. I was born in the Mid West, and early in my childhood, my parents moved to Hermosa Beach, where I spent the rest of my childhood and early adult years, until moving into the Kappa Sigma Fraternity house, near the campus of the California State University @ Long Beach. Due to the financial situation of my family, I worked full-time, from age 13, continuously, as well as varsity athletics, throughout the rest of my formal education. via the 5-year-plan with college, but. as an unintended benefit. no student loans! I am blessed to live in Irvine, the safest city in the USA, with my wife, Akemi. We share interests in art-both in the doing and in the viewing throughout various galleries, travel, road-trips, wine-tasting and the occasional, way-too-many-strokes-but-have-fun on the golf course. I enjoy watching Track & Field, Golf, Boxing, MMA, Rugby, College Football, Gaelic Football and Irish Hurling. We have two, adult children, Kelly Jr. and Heather./COMPLIANCE:20••••11/

Experience

1. Registered Representative

   Park Avenue Wealth Management

   Jun 2012 — Present · Irvine, CA, US

   Creating Economic Liberty \"Tax Effective Retained Capital\" through the use of \"Offset Strategies\" and choosing from other multiple, proprietary strategies.Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 2875 Michelle Dr.#110, Irvine, CA 92606, 90••••••00. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Pacific Advisors is not an affiliate or subsidiary of PAS or Guardian. Insurance products offered through One Pacific Financial & Insurance Solutions LLC, DBA of Pacific Advisors LLC. Pacific Advisors LLC is not registered in any state or with the U.S. Securities and Exchange Commission as a Registered Investment Advisor. CA Insurance License Number - 05•••57. This material is intended for general use. By providing this content The Guardian Life Insurance Company of America, Park Avenue Securities LLC, affiliates and/or subsidiaries, and your financial representative are not undertaking to provide advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity. Guardian, its subsidiaries, agents and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services and make no representation as to the completeness, suitability, or quality thereof.

Education

• California State University-Long Beach

  Bachelor of Science (B.S.), Marketing, Finance, Accounting and Economics

  1971 — 1974

• The American College and The College of Financial Planning

  Chartered Financial Consultant, Chartered Life Underwriter, Registered Financial Consultant, Finance, Tax, Law and Economics

  2001 — 2009