Kaustav Biswas
Product Manager | Strategy & Process Transformation | BFSI Consulting | Lean Six Sigma Black Belt | IIM Kozhikode
- Role
- Product Manager Digital Lending Platform at Axis Bank
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
About Kaustav Biswas
Results-driven BFSI professional with 9+ years of experience across product management, consulting, and strategy & transformation. Proven track record of building digital lending platforms, driving process automation, and delivering data-driven solutions that enhance operational efficiency and customer experience. Adept at managing end-to-end product lifecycles, and translating complex business requirements into scalable digital solutions.
Experience
Product Manager Digital Lending Platform
Aug 2025 — Present · Mumbai, IN
Architected a first of its kind digital e2e lending platform within Axis Bank integrating 25+ APIs for Working Capital loans, transitioning 70%+ applications to paperless flow, reducing login TAT from 2 days to 3 hours and slashing processing time by ~60%, enabling ₹200+ Cr disbursements with a roadmap to Cr by Q1 FY27• Led full product lifecycle using Agile methodology (Discovery, Design, Planning, Execution & Adoption), yielding 30% drop-off reduction, cutting sanction time to under 2 weeks, and ensuring 100% RBI compliance.• Engineered validation logic and an RCA-driven analytics system, reducing platform incidents by ~40% and boosting data accuracy by ~30%; managed end-to-end production issue support by analyzing front-end incidents and coordinating across teams to implement permanent fixes.• Contributed to developing an automated underwriting engine integrating GST, bureau & banking data to facilitate data-backed credit decisioning, driving a 25% rise in quarterly disbursements.
Education
Nava Nalanda
10th Standard Board Exam
1996 — 2008
Indian Institute of Management, Kozhikode
Master of Business Administration (M.B.A.)
2016 — 2018
Calcutta Institute Of Engineering And Management
Bachelor's degree, Electronics and Communications Engineering
2010 — 2014
Jodhpur Park Boys' School
12th Standard Board Exam, Science with Statistics
2008 — 2010
Skills
- Strategy
- E-Commerce
- Advertising
- Oil Painting
- Microsoft Office
- Pl/Sql
- Analysis
- Sql
- Supply Chain Management
- Google Analytics
- Team Coordination
- Leadership
- C
- Analytics
- Management
- Informatica
- Digital Marketing
- Consulting
- Microsoft Word
- Electronics Engineering
- Powerpoint
- Microsoft Excel
- Market Research
- Microsoft Powerpoint
- Marketing Management
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