Karurendra Mishra

About Karurendra Mishra

Assistant General Manager – Corporate Banking & Debt Syndication at KEB Hana Bank…

Experience

1. Assistant Vice President Commercial Banking

   Axis Bank

   Nov 2022 — Present · Noida, IN

   Managing a portfolio of USD 60 million for clients with a top line reaching up to USD 240 million, Identified and addressed high-risk areas within the credit portfolio, leading to increase in overall portfolio performance metrics such as return on assets and loan repayment rates.• Ensuring strict adherence to sanction terms and maintaining a DPD portfolio at zero.• Evaluating and structuring banking requirements for both existing and expansion projects of clients.• Conducting thorough analysis of business models, performing SWOT assessments, and presenting to decision making Committees and C-Suite Clients for multiple industries: Industrial chemicals and derivatives, paper, telecom, Engineering, Procurement, and Construction Projects etc.• Collaborating with internal departments like Treasury, International Banking, and Investment Banking to address diverse corporate needs.• Managing a range of financial products, including Cash Credit, Term Loans, Commercial Paper, Export Packing Credit, Buyers Credit, Letter of Credit, Bank Guarantees, Overdraft, Sales/Purchase Invoice Discounting, Lease Rental Discounting, and Dropline OD.• Building and nurturing long-term relationships with existing and potential corporate clients by understanding their business needs and providing exceptional service to foster loyalty and encourage repeat business.• Negotiating and securing signed term sheets and sanction letters.

Education

• ICFAI Business School

  Master of Business Administration - MBA

• Institute of Hotel Management (IHM)

  2001, 2004

Skills

• Business Banking
• Finance
• Client Relationship Building
• Relationship Management
• Brand Development
• Commercial Banking
• Management Consulting
• Credit
• Banking
• Team Management
• Team Leadership
• Portfolio Management
• Crm
• Team Building
• Management
• Business Strategy
• Branch Banking