Karunesh Pratap Singh
Consultant @HSBC
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WORK HISTORY
Consultant @HSBC
Pune, IN
EDUCATION
K.V.RHE CBSE
SSC
Savitribai Phule Pune University
Bachelor of Engineering(B.E)
K.VRHE CBSE
HSC
ABOUT KARUNESH PRATAP SINGH
Experienced Software Engineer specializing in Authorization, Clearing, and Settlement systems within the card payments and digital banking domain. Over 10 years of experience delivering mission-critical payment processing solutions for leading financial institutions and schemes.Expert in designing and enhancing mainframe-based payment platforms, focusing on transaction authorization logic, file-based clearing systems, and settlement orchestration. Adept at implementing solutions aligned with ISO 8583 and card scheme (Visa, MasterCard, RuPay, Diners) mandates, while ensuring system scalability and compliance.Strong track record of driving high-impact initiatives such as UPI integration, card-based mobility payments, and regulatory compliance across authorization and settlement systems. Recognized multiple times for outstanding performance in delivering robust, secure, and audit-ready financial technology solutions.
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