Kartik Chouhan
Risk Manager at PayU
- Role
- Risk Manager at PayU
- Location
- Gurugram, HR, IN
- LinkedIn followers
- 500 followers
About Kartik Chouhan
Experienced Analyst with a demonstrated history of working in the financial services industry. Skilled in Data Analysis. Strong business development professional with a Dual Degree (B.Tech and M.Tech), Chemical Engineering from Indian Institute of Technology, Delhi.
Experience
Risk Manager
Jan 2023 — Present · Gurugram, IN
Leading a team of 2 to manage risk for the BNPL portfolio- Identified opportunity areas to manage limits for recently onboarded users leading to a savings of 10 Cr annually- Implemented velocity checks in the transactions to curb frauds leading to an 80% decline in reported frauds- Identified key patterns leading to fraudulent activity across merchants that led to preemptive disabling of merchants - Reduced the losses by 700k INR a month by identifying risky segments that were 2x of the portfolio bad rates- Collaborated with the business teams to take key business decisions affecting growth and profitability- Ideated the policy framework for BBPS offering on the Lazypay app
Education
Indian Institute of Technology, Delhi
Dual Degree (B.Tech and M.Tech), Chemical Engineering, Chemical Engineering
2011 — 2016
Department of Management Studies, IIT Delhi
Minor Degree, Business Management
2013 — 2015
Skills
- Risk
- C++
- Data Analysis
- Matlab
- Microsoft Word
- Microsoft Office
- C
- Java
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