Kartik Gupta
Data Scientist @ FatakPay || Credit Risk Modelling || Risk Analytics || Ex- Roopya || ML-Ops || Data Analyst ||
- Role
- Data Scientist at FatakPay
- Location
- Gurugram, HR, IN
- LinkedIn followers
- 500 followers
About Kartik Gupta
Credit Risk Modeling | Fintech Risk Analytics | Machine Learning I’m Kartik…
Experience
Data Scientist
Mar 2024 — Present · Mumbai, IN
Developed a D2C credit risk scorecard leveraging logistic regression, XGBoost, and hyperparameter tuning, achieving a 9.11% improvement in KS and enhancing the accuracy of default predictions, leading to better credit risk assessments.* Integrated CRIF/Equifax data to create more precise borrower profiles, boosting credit risk assessment precision by 4% and significantly reducing default rates, helping optimize the risk management process.* Built a Truecaller-powered logistic model, reaching 74% accuracy in identifying and segmenting high-value customers, improving targeting and engagement strategies.* Architected and automated ETL pipelines, streamlining data extraction, preprocessing, and integration, reducing processing time while supporting efficient machine learning model training and enabling real-time reporting.* Collaborated with cross-functional teams to ensure the seamless deployment of scalable and reliable machine learning models, enhancing decision-making across the organization
Education
Jain Public School
XII (High School Diploma)
The NorthCap University
Bachelor of Technology - BTech, Computer Science
2019 — 2023
Skills
- Editing
- Production Management
- Video Editing
- Videographer
- Indesign
- Photography
- Enterpreneur
- Sound Editing
- Quarkxpress
- Microsoft Word
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