Karthikeyan K

About Karthikeyan K

Commercial Lending & Collateral Release*Roles & Responsibilities: Communicating with clients and banks; verifying policies, assisting with the collateral recovery process. Researching and releasing appropriate collateral with credit approval on commercial loans; interacting with business clients and partners. Researching fully paid loan documents, determining what collateral is appropriate to release; engaging credit officer following collateral release standard for approval. To monitor team members production performance and Keep close watch on queue status and update to the team lead accordingly. Communicate new updates to the team members during daily team huddle. Underwriting : Evaluating 4C\'s and make sure that the lender is meeting all the FNMA & FHLMC guidelines along with the Investor guidelines is any. Well-versed with the income calculation for both salaried and self-employed borrowers. Title Search : Verifying titles and real estate records, compiling lists of transactions, summarizing insurance documents, searching records of real estate agencies, preparing property reports, and verifying legal descriptions of properties.(GI Search, PI Search and Row) I am internally QC the files and finding the errors, before the reports reaches to the customers.Interested Field : Residential Underwriting & Title Search.Skills : Residential Underwriting, Title Search, US Mortgage, Full Search, Title Insurance, Real Estate. Email ID : K••••••••@gmail.comContact : 80••••••55, 89••••••05

Experience

1. Subject Matter Expert - Consumer Lending

   Cognizant

   Jan 2026 — Present

Education

• Sri Ganesh College of Arts & Science

  BCA, Computer Application