Karthik Thiagarajan

About Karthik Thiagarajan

I am a Banking & Financial Services Consulting leader focused on helping banks, financial institutions, and fintechs navigate large-scale transformation with confidence, control, and clarity.With 18+ years of experience, I have advised organizations across India, APAC, Africa, Europe, and North America on core banking modernization, regulatory transformation, payments platforms, and managed services — often in environments defined by regulatory scrutiny, operational complexity, and high stakeholder expectations.I am known for bringing together strategy, technology, and execution to deliver outcomes that matter:Owning P&L and delivery accountability across multi-million-dollar BFSI portfoliosActing as a trusted advisor to CXOs, leading governance forums and executive decision-makingDelivering end-to-end transformations spanning Core Banking, Payments, Regulatory Reporting, and Digital PlatformsBuilding and scaling high-performing teams (60 → 450+) across geographies with sustainable operating modelsBeyond client delivery, I place strong emphasis on people and capability development. I actively mentor high-potential professionals and young graduates, helping them build peak performance habits for the corporate world — spanning decision-making under pressure, professional discipline, communication, financial awareness, and long-term career resilience.My leadership approach is grounded in integrity, collaboration, and stewardship — creating environments where teams perform at their best while maintaining trust with clients, partners, and regulators.Outside of work, I maintain a disciplined lifestyle centered on endurance sports and strength training, which reinforces my belief in consistency, resilience, and sustainable performance. I also engage closely with mentoring and community initiatives, and have a deep affinity for animal welfare.I enjoy collaborating with clients, partners, and leadership teams on future-ready banking, AI-enabled operations, regulatory excellence, and scalable delivery models.Specialties :Banking & Financial Services ConsultingCore Banking Modernization & Platform TransformationRegulatory, Risk & Payments TransformationManaged Services & Operating Model OptimizationGo-to-Market Strategy & Consulting-led GrowthAlliance & Ecosystem Partnerships (OEMs / FinTechs)Large-Scale Program Governance & CXO AdvisoryTalent Development, Mentoring & Leadership Coaching

Experience

1. Partner - Consulting Practice and Delivery - Bfsi

   Wipro

   Jan 2025 — Present · Chennai, IN

   Consulting Go to market - Core banking transformation -BFSI for APMEA region. Heading solution and Practice for Finacle at Wipro.

Education

• Anna University Chennai

  Bachelor of Engineering (BE), Electrical and Electronics Engineering

  2003 — 2007

• Great Lakes Institute of Management

  Master of Business Administration - MBA, Operations Management and Supervision

  2017 — 2019

Skills

• Swift Payments
• Financial Analytics
• Onsite Coordination
• Core Banking
• Software Project Management
• Core Banking Implementation
• Microsoft Sql Server
• Finacle Support Analyst
• Product Customization
• Sql
• Software Implementation
• Unix
• Eod Bod Support
• Requirements Gathering
• Financial Reporting
• Oracle Pl/Sql Development
• Oracle
• Requirements Analysis
• Management
• Project Management
• Technical Support
• New Product Implementations
• Commercial Banking
• Excel Programming
• Payment Systems
• Regulatory Reporting
• Consulting
• Communication Skills
• Client Relations Skills
• Retail Banking
• Frs
• Banking
• Team Management
• Reports
• 24x7 Production Support