Karthik P
Credit Manager @Fedbank Financial Services Ltd - Fedfina
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WORK HISTORY
Credit Manager @Fedbank Financial Services Ltd - Fedfina
Chennai, IN
Handling product as Unsecured (BL), SME• Customer KYC and application check• Credit Appraisal of Loan applications within defined guidelines and accordingly take a decision or recommend for approval to higher authorities.• Reviews credit history (CIBIL) & financials, banking credit worthiness of new prospective clients. • Personal discussion is done with customer• Evaluating the financials, ITR of clients by computing financial ratios like Current, leverage & BTO ratios• Evaluating the creditworthiness of potential customers• Under writing cases with the desired level of quality and enabling
EDUCATION
Gurunanak College
Bachelor of Commerce - BCom
University of Madras
Master of Business Administration - MBA
Chennai Boys Higher Secondary School Saidapet
Higher secondary
ABOUT KARTHIK P
Hi, I looking for new opportunities. I have been 7yrs experience credit /…
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