Karthick Sugumaran
Senior Manager - Credit Intelligence and Control at HDFC Bank | Fraud Prevention Strategy | Risk Intelligence | Fraud Vulnerability Assessment | Cards | CBDC (e-Rupee) | PPIs | AePS | UPI | NCMC | FASTag
- Role
- Senior Manager at HDFC Bank
- Location
- Chennai, TN, IN
- LinkedIn followers
- 500 followers
About Karthick Sugumaran
Experienced Manager with a demonstrated history of working in the banking industry. Rich experience in Fraud Prevention & Detection, Transaction Monitoring, AML/ KYC Controls, Risk Analytics, Early Warning Signals, Digital Payments Security Control, Fraud Vulnerability and Risk Assessment of Prepaid Payment Instruments, Digital Wallets, Cards and AePS. Proficiency in UAT, CUG testing of digital payment projects in line with the recommendations and requirements from Risk and Regulatory Compliance perspective. Experienced in reviewing and monitoring the transactions, RT and NRT rules in the Transaction Monitoring system. Skilled in Portfolio Management, Delinquency Management, Customer Relationship Management, Skip Tracing and Vendor Management. Strong finance professional with a Master of Business Administration (M.B.A.) focused in Finance & Marketing from CEG, Anna University.
Experience
Senior Manager
Jun 2024 — Present · Chennai, IN
Strategising Fraud Prevention by managing and completing Risk Assessments on new Products, Proposals for Cards, PayZapp, CBDC and Prepaid Payment Instruments. • Providing inputs to Business / Product on process changes / controls basis fraud trends.• Initiating proposals for Sign off. • Testing UAT and CUG from Risk perspective and record short comings to resolve through the stakeholders. • Performing Fraud Vulnerability Assessments basis the industry trends, past incidents and data analytics for evaluating the existing controls and recording the residual risk & compensatory controls.• Providing inputs on improving the Early Warning Signal system at customer onboarding level and post-onboarding.• Ensuring compliance to Regulator guidelines.
Education
College of Engineering, Guindy
Master of Business Administration (M.B.A.), Finance and Marketing
2015 — 2017
Loyola College
Bachelor of Commerce - BCom, Business/Commerce, General
2011 — 2014
Maharishi Vidya Mandir, Chennai
High School
1997 — 2011
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