Karthick Ramalingam
Payments Operations Specialist at Revolut
- Role
- Payment Specialist at Revolut
- Location
- Chennai, IN
- LinkedIn followers
- 500 followers
About Karthick Ramalingam
Experienced Payments Specialist with 7+ years in global banking and fintech operations…
Experience
Payment Specialist
Nov 2022 — Present · Bengaluru, IN
Specialized in SWIFT and SEPA Instant payments operations, including payment integrations and compliance with ISO 20022 standards.Experienced in handling SWIFT MT message types, including MT103, MT202, MT199, MT900, MT196, and MT996.Expertise in handling pacs message types such as pacs.008 (Customer Credit Transfer) and pacs.002 (Payment Status Report), ensuring smooth payment processing and investigations, including operations under the Faster Payment Scheme (FPS) in the UK.Collaborated with API teams to support payment integrations with partner banks, facilitating real-time access to account and transaction data for operational efficiency.Skilled in SQL for analyzing payment data, creating reports, and enhancing operational efficiency, with experience in leveraging Metabase for SQL-driven insights.Expertise in local PLN instant payments and their integrations, as well as instant payments in Spain (BIZUM, IBERPAY).Proficient in processing local GBP payments under the Faster Payment Scheme in the UK.Customer interaction experience through phone and chat for payments investigations, collaborating directly with concerned banks to resolve cases efficiently.Strong understanding of compliance and regulatory requirements for cross-border payments, including PSD2 adherence.Applications used: Jira, Confluence, Metabase.
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