Karim Merchant

About Karim Merchant

Supply chain finance, client service and and Nostro reconciliation Worked on asset sale programs with various agencies such as IFC (GTLP–USD 375MM rolling over), AFDB (USD 175MM)•Managed the execution of over USD 8 Billion worth asset sales with investors globally. •Responsible for maintenance of the MIS and the reconciliation of the accounts pertaining to the contra assets and contra revenue flow.•Assisted in creating Project Plan and the road map for Trade Risk Distribution operations process.•The Ops representative in all the Brainstorming sessions for discussing the Technology improvements to the asset functionality to ensure adherence to the FAS guidelines.

Experience

1. Manager

   Citi

   Jan 2026 — Present · Mumbai, IN

   Operational Oversight: Manage and supervise day-to-day liquidity management operations, including cash positioning, funding, intercompany settlements, and reconciliation processes.11:54 AMTeam Leadership & Development: Lead, mentor, and develop a team of operations specialists, fostering a high-performance culture and ensuring adequate staffing and training.rofile as a iceProcess Optimization: Identify and implement process improvements, automation opportunities, and best practices to enhance efficiency, reduce operational risk, and improve service delivery. ARisk Management & Compliance: Ensure adherence to internal policies, regulatory requirements (e.g, Basel Dodd-Frank), and external audit standards related to liquidity. Monitor and mitigate operational risks within the liquidity management function.Stakeholder Collaboration: Work closely with Treasury, Front Office, Risk Management, Technology, and other internal departments to ensure seamless execution of liquidity strategies and accurate reporting.otion for a Manager perations, which I use.Reporting & Analysis: Oversee the preparation and analysis of liquidity reports, management information (MI), and key performance indicators (KPIs) to support decision-making and provide insights into operational performance.Issue Resolution: Act as a point of escalation for complex operational issues, ensuring timely investigation, resolution, and implementation of preventative measures.Context:98% leftTechnology & Systems: Engage in the development, testing, and implementation of new systems or enhancements to existing platforms used for liquidity management.

Education

• ROYAL COLLEGE OF COMMERCE ARTS AND SCIENCE

  Bachelor of Commerce (B.Com.), BANKING AND INSURANCE

  2010 — 2011

• MALINI KISHORE COLLEGE

  Bachelor's degree, BANKING AND INSURANCE

  2013 — 2014

• St Xavirs High School

  SSC

Skills

• Management
• Import Export
• Portfolio Management
• Management Information Systems (Mis)
• Account Reconciliation
• Client Services
• Trading
• Commercial Banking
• Trade Finance
• Swift
• Export Finance
• Relationship Management
• Credit Analysis
• Credit Risk
• Letters of Credit
• International Trade
• Financial Risk
• Risk Participation
• Supply Chain
• Mis
• Credit
• Retail Banking
• Banking
• Risk Management
• Swift Payments