Karene Raymer

Sr Card Brand Compliance Analyst @MerchantE

Atlanta, GA, US

Support enterprise goals by ensuring ongoing compliance with Card Brand rules and regulations (e.g, Visa, Mastercard, AMEX, Discover, and the Debit Networks).Saved over $5M USD in card network fines through remediation of complex data integrity issues.Provide subject matter expertise to internal and external stakeholders, and directly manage various Card Brand compliance programs and initiatives.Manage and support compliance with Card Brand data integrity programs, including research and technical analysis to identify root cause and required remedial actions.Establish and maintain strong relationships with key stakeholders (both internal and external) such as card brand and sponsor bank representatives, all four major card brands and vendors (such as MMSP and PCI) serving as a liaison and point of escalation for compliance items as needed.Support reputational risk management by performing ongoing URL monitoring activities, performing ongoing monitoring of clients in high-risk verticals including CBD, nutraceuticals, firearms and researching/resolving findings.Support sponsor bank implementation and migration initiatives by completing and submitting registration forms and implementation documents with the card brands and serving as point of contact for project teams.Support the loss management program including tracking and reporting of operational, credit and fraud losses and performing analysis to estimate loss future loss exposure. Create and provide reports as required by the company, the sponsor banks and the card brands.

Daytona State College

AA, Liberal Arts

Park University

BS, Management, Human Resources