Karan Sethi

About Karan Sethi

As the Manager of Accounts and Finance at Midland Microfin, a leading microfinance institution, I oversee the financial planning, reporting, and analysis of the company\'s operations and performance. I also manage the internal and external audit processes and ensure compliance with regulatory and accounting standards.With seven years of experience in the banking industry, I have developed strong skills in financial modeling, data analysis, and risk assessment. I have successfully created and implemented multiple financial models and tools to support the company\'s strategic decision-making and growth. For example, I designed and developed a credit scoring system that improved the loan portfolio quality and reduced the non-performing assets by 15%. I have also conducted in-depth financial analysis and provided actionable insights and recommendations to senior management and stakeholders on various aspects of the company\'s financial health, such as profitability, liquidity, efficiency, and solvency.I hold a Bachelor of Commerce degree in Accounting and Finance from Lyallpur Khalsa College, Jalandhar, and have completed several online courses and certifications on financial analysis, portfolio management, and Six Sigma. I am passionate about learning new skills and staying updated on the latest financial trends and technologies. I am also a team player who values collaboration, communication, and innovation. My goal is to leverage my financial expertise and analytical skills to contribute to the success and sustainability of the company and the communities we serve.

Experience

1. Senior Manager

   Midland Microfin Ltd

   Nov 2025 — Present · Jalandhar, IN

Education

• Lyallpur Khalsa Colllege, Jalandhar

  Bachelor of Commerce - BCom, Accounting and Finance

  2011 — 2014