Kapil Kharabanda

About Kapil Kharabanda

18+ years of experience in providing AI & analytics solutions across Insurance…

Experience

1. Ai Solution Delivery Lead

   Accenture

   Apr 2024 — Present · Bangalore Urban, IN

   Data & AI Lead – Financial Services, InsuranceRole Overview:Leading Data and AI strategy and delivery for global insurance clients, with deep specialization in Generative AI, Agentic AI, and traditional AI/ML solutions. Driving enterprise AI strategies, scalable solution design, and innovation roadmaps across P&C Commercial lines & Personal lines, Life, Group, Annuities and Retirement insurance businesses.Key Responsibilities:End-to-end ownership of AI programs, including solution architecture, technology evaluation, buy vs. build decisions, effort estimation, development, deployment, and post-production support. Ensuring industrialized delivery of AI models and platforms, seamlessly integrated with APIs and cloud-native infrastructures.Deal & Data Scale:Handling multiple AI transformation programs and RFP pursuits, with deal sizes ranging from USD 10M to over USD 100M and data landscapes extending to petabyte scale.Leadership & Team Management:Managing cross-functional pods of up to 30 AI/ML specialists—comprising AI engineers, data scientists, MLOps/DevOps experts, and solution architects—across global onshore-offshore delivery models.Geographic Scope:Delivering programs across North America, Europe, and Asia, with strong footprints in the US and ANZ insurance markets.Domain Expertise: • Lines of Business: P&C Commercial (Property, Auto, General Liability, Workers Compensation), P&C Personal (Property, Auto, Personal Umbrella), P&C Specialty (Cyber, Marine, Aviation, A&H), Life Insurance (Individual Life, Group Life, Retirement, Annuities, Savings, and Group Benefits) • Core Functions: Underwriting (Intelligent UW Assistants), Claims (AI-led adjudication), Distribution (Agency, Bancassurance, Digital), Risk & Compliance, and Shared Entity Operations

Education

• Delhi University

  B.SC.(H), Mathematics

  2002 — 2005

• Delhi University

  M.Sc., Operations Research

  2005 — 2007

• St. Patrick's Higher Secondary, Asansol

  ICSE/ISC

  1990 — 2002

Skills

• Business Transformation
• Spss
• Price Optimization
• Sas
• Business Intelligence
• Change Management
• Linear Regression
• Analysis
• Predictive Analytics
• Factor Analysis
• Agile Methodologies
• Management
• Visual Basic for Applications (Vba)
• Logistic Regression
• Team Management
• Project Management
• Business Analytics
• Analytics
• Python
• Forecasting
• Sas Programming
• Operational Excellence
• Leadership
• Data Visualization
• Statistical Modeling
• R
• Microsoft Office
• Analytical Skills
• Machine Learning
• Consulting
• Operations Research
• Data Analysis
• Business Analysis
• Predictive Modeling
• Segmentation
• Sql
• Business Development
• Vba