Kamal Chelani
Immediate Joiner | AI Product Manager | Payments & FinTech PM | GenAI ✦ PSP Integrations (Stripe, Adyen, PayPal) ✦ UPI/APM ✦ Banking SaaS ✦ AI/ML Product Innovation | SAFe® 6 POPM
- Role
- Product Manager at Paychex
- Location
- Bengaluru, KA, IN
- LinkedIn followers
- 500 followers
About Kamal Chelani
I am an Payments Product Manager with 8+ years of experience building scalable Payment systems, PSP/APM integrations, and GenAI-driven products across FinTech, Banking, Insurance, and Enterprise SaaSMy strength lies in solving complex Payment and AI problems by combining product strategy, data-driven decision-making, and cross-functional executionWhat I specialize in:• Payments: PSP routing (Stripe, Adyen, PayPal, Checkout.com), UPI/APMs, Wallets, retry flows, checkout optimization• AI/GenAI: AI-driven discount approvals, underwriting automation, AI-powered credit scoring & explainability• Product Delivery: 0→1 launches, roadmap ownership, KPI definition, A/B testing, agile execution• Cross-Functional Leadership: Engineering, Data Science, UX, CRM/MarTech collaborationImpact Highlights:• Smart Discount AI Approval in Paychex: 50% automated approvals, 40% workload reduction, 60% faster TAT, recognized for driving measurable impact including 30%+ sales efficiency gains and 25% improved customer satisfaction• GenAI Credit Scoring in FIS : 40% faster underwriting, 30% better explainability• Payment Routing Optimization: 22% higher success rates via PSP/APM enhancements• Checkout UX Improvements: 18% drop-off reduction• Insurance Digital Journeys: 65% faster claim and premium payoutsI work at the intersection of AI + Payments + SaaS, building products that scale globally and deliver measurable business impact
Experience
Product Manager
Jun 2025 — Present · Bengaluru, IN
Led AI-powered discount approval product integrated with Salesforce• Achieved 50% automated approvals, reducing manager workload by 40%• Improved quoting speed by 60% and overall sales efficiency by 30%• Defined KPIs across latency, retries & approval workflows• Supported PSP readiness for scaling downstream payments• Applied SAFe Agile practices to streamline product development cycles, increasing sprint efficiency and stakeholder collaborationImpact: Positioned Paychex Paymentas a smarter, AI-enabled Payment & commerce platform
Education
SDM Institute for Management Development
Post Graduate Diploma in Management, Marketing & Systems
2016 — 2018
Extol College
B.C.A, Multimedia
2011 — 2013
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