Kamal Hingorani

About Kamal Hingorani

Risk management professional with 30 years of experience across Banking and Telecom industries. Specialized in end-to-end Risk management across Credit, Operational, Fraud and Technology risks leveraging an analytical and data driven approach to proactively monitor, identify, and mitigate risks. Managed cross-functional business teams, optimizing the risk reward equation, and delivering sustainable Return on Tangible Equity through stable business growth. Held various roles across multiple geographies in Asia, Middle East and Africa. Currently engaged as the Chief Credit Officer for Consumer, Private and Business Banking (South Asia) for Standard Chartered Bank, responsible for end to end management of the Credit cycle. Strong experience in managing operations and setting up control frameworks to ensure operational efficiency and regulatory and process compliance. Demonstrated leadership through introduction of a structured Digitisation and Analytics agenda and driving change management through multi locational teams within the organization and with external partners

Experience

1. Md and Chief Credit Officer, Consumer, Private and Business Banking, South Asia

   Standard Chartered

   Mar 2021 — Present · Mumbai, IN

   Chief Credit Officer for Consumer, Private and Business Banking (South Asia) for Standard Chartered Bank, responsible for end to end management of the Credit cycle across India, Bangladesh, Sri Lanka and Nepal.

Education

• Punjab Engineering College

  B.E., Civil Engineering

  1988 — 1992

• Indian Institute of Management, Calcutta

  MBA, Management

  1992 — 1994

• Massachusetts Institute of Technology

  MIT Fintech certificate course: Future Commerce, Finance and Technology

• University of Oxford

  General Managers Effective Leaders Program, Business Management

Skills

• Banking
• Internal Audit
• Consumer Banking Credit and Collections
• Compliance
• Operational Risk Management