Kalyana Krishnan Sritharan
Digital Platforms & Payment Cards | Digital Payments Solution Design Specialist | Cash Management Solutions Delivery Expert | Partner Enablement & API Propositions Orchestrator | Digital Experience Architect
- Role
- Vice President - Head Digital Solutions at HDFC Bank
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
About Kalyana Krishnan Sritharan
Erudite and purpose driven Digital Banker with 17+ years of impeccable track record in ideation through execution, scale up and monetization of contextual, turnkey and innovative Payment products and platforms with Global Financial Institutions that are recognized as industry leaders. Competency contours span across New Product Development, Product Management, Customization with End-to-End delivery and P&L responsibilities in the domains such as Digital Payments (Cards, PPIs, NEFT, RTGS, IMPS, UPI & NACH), Digital Channels - ATM, Point-of-Sale, Internet / Mobile Banking, eWallets, Cash Management Services, Merchant acquiring solutions, Interoperable Bill Payments (BBPS), Digital Business acquisitions and Digital Data led Lending. Strong expertise in Opportunity spectrum creation, Product ideation, devising Go-to-Market Strategy, with hands-on competence in core product functions such as Business viability assessment, Requirements Analysis, running Proof-of-Concepts / Pilots, Customer Journey Formulation, User experience / User Interface design, driving end-user adoption and unlock revenue opportunities. Impeccable track record in executing projects, developing solutions and re-engineering business processes by progressively liaising with diverse stakeholder ecosystem comprising of Partners, Solution Providers, Technocrats, Information Security and Compliance groups by leveraging Digital, Domain & Technology expertise. Multi-faceted and Creative professional with a Master of Business Administration (M.B.A.) focused in Banking & Finance from ICICI Business Leadership Programme, a unique Industry linked academia and Leadership development platform under the auspices of seasoned leaders from the Banking fraternity. Nominee Economic Times Young Leaders in FY-16. Avid in creating Fintech alliances and delivering cutting edge, customer centric products in the Digital ecosystem thus building sustainable revenue streams and unique competitive advantage.
Experience
Vice President - Head Digital Solutions
Dec 2025 — Present · Mumbai, IN
Education
ICICI Business Leadership Programme
Master of Business Administration (M.B.A.), Banking & Finance
2011 — 2013
Anna University Chennai
Bachelor of Engineering, Electronics & Communication
2002 — 2006
Skills
- Internet Banking
- Ewallets
- Api Banking
- Government Business Solutions
- Merchant Services
- Business Analysis
- Program Management
- Solution Implementation
- Requirements Analysis
- Electronic Toll Collection
- Business Development
- Merchant Acquiring
- Enterprise Mobility
- Electronic Receivables
- Management
- Banking
- Cash Management Services
- Project Management
- Sdlc
- Payment Gateway Integrations
- Prepaid Cards
- Requirements Gathering
- Business Strategy
- Software Project Management
- Digital Payments
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