Kali Fox Miller

About Kali Fox Miller

As an accomplished legal professional with 19+ years of experience, I have enjoyed a rich…

Experience

1. Director, Regulatory Legal & Product

   Oportun

   Mar 2022 — Present · Las Vegas, NV, US

   Offer expert legal and regulatory guidance on consumer protection laws, including FDCPA, FCRA, MLA, SCRA, TCPA, UDAAP, Reg Z, and state regulations, to both legal team members and business partners.• Advise on a wide range of retail loan and account products and services, focusing on bankruptcy, consumer protection, servicing and collections, and FinTech partnerships, ensuring compliance with new and existing regulations.• Prepare and negotiate agreements for asset sales, including loan purchase agreements and loan servicing agreements, with various institutional credit card and loan buyers, ensuring accuracy and securing favorable terms. • Monitor and manage all litigation related to consumer protection, delinquency collection, and bankruptcy. Bridge communications with outside counsel, managing relationships, budgets, and litigation strategies to ensure effective and cost-efficient legal representation.• Respond to regulatory inquiries from the CFPB and other federal or state regulatory authorities, as well as bank partners, ensuring accurate and timely responses, applying extensive legal expertise to deliver ongoing support.• Remain updated on changes in laws and regulations that could impact the organization, advising on necessary adjustments to policies and practices.• Partner closely with senior management on legal matters, including regulatory compliance, policy development, and risk management strategies.• Participate in decision-making processes and provide accurate legal advice to internal stakeholders by conducting thorough legal research and analysis. • Train and mentor staff on legal topics, compliance issues, and best practices to enhance organizational knowledge and efficiency.• Assume responsibility for developing and advising on policies, processes, systems, and internal controls to ensure ongoing compliance with regulatory and legal requirements related to products and data management.

Education

• Georgia Institute of Technology

  Bachelor of Science - BS, Economics

  1999 — 2003

• William S. Boyd School of Law, University of Nevada-Las Vegas

  Doctor of Law - JD

  2005 — 2009

Skills

• Financial Regulation
• Case Management
• Appeals
• Hearings
• Trials
• Legal Assistance
• Criminal Law
• Legal Writing
• Litigation
• Public Speaking
• Civil Litigation
• State Government
• Legal Research
• Courts
• Public Policy
• Commercial Litigation
• Mediation
• Legal Compliance
• Westlaw