Kadir Rain

Credit Manager @Bajaj Finserv

Delhi, IN

Analyzing financial statement, performance and trend analysis for assessing the credit worthiness of mid-large corporates and salaried loan Credit Underwriting of salaried (up to 1 crores) cash credits, Term loan, OD facility, Inventory funding and other fund based and NON-fund-based limit.Maintaining high decision TAT along with low error rates.Managing a portfolio of clients and handling rating assignmentsPreparing credit reports (annual/quarterly reviews) by including profile of the counterparty, key rating considerations, credit risk assessment,(including financial & peer analysis, rating rationale, outlook etc.)Build forecast excel modelsAnalyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties.Adhering to standard operating procedure & policies including compliance documentationCalculate ratio from tax returns and financial statements which are of the types-Reviewed, Qualified & Unqualified, Compiled, Company prepared. Underwriting of Term Loan, Line of Credit, Credit Card, Capital Leases etc. with the help of Business Profile.

Institute Of Marketing and Management

PGDM

Delhi University

Bachelor of Commerce - B.Com

Bihar Veterinary College, Patna

I.com