K Kumar
Senior Process Executive AML | KYC | CDD | EDD | Transaction Monitoring.
- Role
- Senior Process Executive and Data Analyst at Cognizant
- Location
- Bengaluru, KA, IN
- LinkedIn followers
- 500 followers
About K Kumar
Accomplished Process Specialist with over 7 years of extensive experience in financial…
Experience
Senior Process Executive and Data Analyst
May 2024 — Present · Bengaluru, IN
The KYC/AML and Fraud Analytics Specialist is responsible for ensuring compliance with regulatory standards by conducting customer due diligence (CDD) and enhanced due diligence (EDD) for onboarding and periodic reviews. The role involves reviewing KYC documentation, performing risk assessments, and ensuring adherence to AML policies, including monitoring transactions for suspicious activities. This position requires expertise in fraud analytics to analyze transactional data, detect patterns, and develop fraud detection models while collaborating with technology teams to enhance prevention systems. The role also includes screening clients and transactions against global sanctions lists and PEP databases, investigating matches, and ensuring compliance with OFAC, UN, EU, and local regulatory requirements. Key responsibilities include identifying and reporting suspicious transactions (STR) and activities (SAR), drafting detailed reports, and liaising with regulators and law enforcement when necessary. The specialist provides critical insights for decision-making, participates in compliance committees, and develops policies and training programs. Key competencies include analytical thinking, regulatory knowledge, technical expertise in AML systems and analytics tools, problem-solving, and effective communication. A bachelor’s degree in finance, Law, or a related field is required and 3–5 years of experience. Proficiency in analytics tools like SQL or Python is an advantage. Key performance indicators include timely and accurate KYC/AML reviews, fraud detection effectiveness, STR/SAR reporting compliance, and reduced false positives in sanctions screening. This role plays a critical part in maintaining regulatory compliance and safeguarding the organization against financial crimes.
Education
Sri Krishnadevaraya University
Bachelor of Commerce - BCom
2013 — 2015
BIT Insitute of Technology, (F3) Hindupur
Master of Business Administration
2015 — 2017
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