Jyoti Goyal

DM - Deputy Manager | Banking & Finance Professional | NISM Certified - Equities & Mutual Funds | IRDAI Certified - Insurance Solutions | International Developmemt | UPSC, MBA, M.COM, B.COM.

Role
Deputy Manager at Axis Bank
Location
New Delhi, DL, IN
LinkedIn followers
500 followers

About Jyoti Goyal

Currently, I am working at Kaluwala Construction Pvt. Ltd. as the Head of Procurement…

Experience

  1. Deputy Manager

    Axis Bank

    Jun 2025 — Present · New Delhi, IN

    Sales & Cross-Selling of Bank Products (RB / BB / RL): Drive sales of core retail banking products such as savings accounts, current accounts, term deposits, insurance, and investment products. Actively promote Bharat Banking offerings including PMJDY accounts, APY, PMJJBY, PMSBY, agri-loans, and government-linked schemes. Handle retail lending products like personal loans, home loans, auto loans, LAP, and credit cards. Ensure cross-selling of multiple products to the same customer to maximize wallet share.2. Customer Acquisition & Portfolio Management: Identify and onboard new individual and business customers through cold calling, references, and local campaigns. Manage and grow the portfolio of existing customers by providing regular financial advisory and updates on new products. Ensure high customer retention and service satisfaction. Credit Assessment & Loan Processing (RL focus): Collect financial documents and perform initial checks on eligibility for loan products. Coordinate with credit and operations teams for smooth loan disbursement. Ensure TAT (turnaround time) compliance and proper documentation for audit readiness. Branch Banking Operations (RB): Support daily branch operations related to CASA accounts, cash management, clearing activities, and regulatory compliance. Ensure timely resolution of customer service requests, grievances, and documentation-related issues. Coordinate with internal teams (credit, legal, backend) for smooth functioning.5. Financial Inclusion & Rural Penetration (BB): Promote Axis Bank’s services in rural and semi-urban areas under Bharat Banking initiatives. Conduct financial literacy camps, customer meetings, and community engagement to expand reach. Work with local influencers and institutions to drive rural product penetration.6. Compliance & Risk Management7. Target Achievement & Business Development8. Digital Banking Promotion

Education

  • Chaudhary Bansilal university

    Master of Business Administration - MBA

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Jyoti Goyal — Deputy Manager at Axis Bank in New Delhi, DL, IN | Unifers