Justin Stewart

About Justin Stewart

Goal-oriented business student that works well with others seeks to grow and utilize analytical skills and process improvement experience. I approach every challenge and obstacle with purpose, passion, and integrity.

Experience

1. Audit Senior

   Deloitte

   May 2023 — Present · Hartford, CT, US

   Insurance – Life, Annuity, Property, and CasualtyMid-Size Private (Audit)| 3 YearsLed audit engagements for Life and Annuity Insurance clients, supervising teams and coordinating with component auditors and specialists. Planned and reviewed audit strategies, assessed significant accounts, and executed risk assessment procedures per firm methodology. Evaluated actuarial estimates for annuity reserves, challenging management’s assumptions to ensure accuracy and compliance. Reviewed implementation of Long-Duration Targeted Improvements (LDTI), focusing on Market Risk Benefits, Future Policyholder Benefits, and Value of Business Acquired. Led evaluations of internal controls across accounting, actuarial, and reinsurance functions under the COSO framework, identifying control gaps and testing control effectiveness. Reviewed financial statements and disclosures for conformity with statutory and US GAAP standards.Small Size Private (Audit)| 3 YearsOversaw audit engagements for a subsidiary property and casualty insurer, managing team workload and serving as client contact. Performed insurance-specific audit procedures for Loss Reserves, Premiums, Claims, and Reinsurance. Evaluated financial statements and disclosures for compliance with state statutory guidance.Mid and Large-Size Private (ACRA)| 1 YearSupported internal audit for a large property and casualty insurer under the MAR framework, auditing underwriting, actuarial, and financial reporting functions. Assessed internal controls for a global reinsurer post-ERP implementation, conducting walkthroughs, identifying gaps, and recommending improvements. Contributed to finance transformation for a mid-size insurer preparing for IPO, implementing process improvements for close-to-report cycles and leading remediation of suspense account balances.

Education

• Clark University

  Bachelor of Arts (B.A.), Economics and Management

• CAPA: The Global Education Network

  Bachelor's degree, International Business

  2018 — 2018

• Isenberg School of Management, UMass Amherst

  Master of Science - MS, Accounting

  2020