Junaid Shaikh
Credit Analyst || Financial Analysis and Risk Assessment || Underwriter || NBFC and BFSI || @Deloitte || Ex TCSer ||
- Role
- Credit Analyst at Deloitte
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
About Junaid Shaikh
Experienced Associate with a demonstrated history of working in the information technology and services industry. Skilled in Banking, Email, Incorporation, Performance Appraisal, and Commerce. Strong professional with a Bachelor of Commerce - BCom focused in Accounting and Finance from University of Mumbai.
Experience
Credit Analyst
Jul 2024 — Present · Hyderabad, IN
Job Responsibilities: • Conducted comprehensive credit assessments for individual and corporate clients, analyzing financial statements and credit reports. • Evaluated financial ratios and cash flow to determine creditworthiness and risk levels. • Prepared detailed credit reports and presented findings to senior management. • Identified and mitigated potential risks associated with credit applications. • Recommended credit limits and terms, balancing risk and business growth. • monitoring of limits/exposure: updating limit amendments and credit relevant data updates in the credit system. • Maintained accurate records and ensured compliance with regulatory requirements. • Communicated credit decisions and terms to customers and internal stakeholders. • Stayed updated on industry trends and participated in continuous improvement initiatives. • Maintain & control a dedicated portfolio of credit customers. • Conduct research on industry trends and economic conditions to credit decision
Education
University of Mumbai
Bachelor of Commerce - BCom, Accounting and Finance
2015 — 2018
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