Julio Cañas

About Julio Cañas

I’m a Fractional CFO, Financial and Compliance Practitioner, and Global Financial Educator helping entrepreneurs, agency owners, and financial professionals make confident, profitable, and compliant financial decisions.My work blends strategic finance, wealth management expertise, investment management experience, and real-world compliance leadership. I bring together the technical depth of a corporate CFO, the analytical discipline of a portfolio manager, and the clarity of an educator.For more than 20 years, I’ve built a career across banking, market risk, wealth advisory, investment management, international compliance, and financial consulting. I’ve served as CFO, CCO, portfolio manager, and advisor to high-net-worth families, RIAs, and international financial groups, overseeing investment portfolios exceeding USD 100 million.Today, I focus on delivering Fractional CFO services that give business owners financial clarity, structure, and long-term strategy. My approach integrates:• Financial strategy, forecasting, and capital allocation • Tax optimization to protect income and maximize after-tax profitability • Wealth-building frameworks for long-term personal freedom • Compliance guidance across RIA, AML, and cross-border regulation • Investment and portfolio management experience • Technology and AI systems that simplify processes and unlock scaleI’m also a licensed life insurance professional operating in 34 U.S. states, helping families and business owners protect their long-term financial future through strategic insurance planning.I mentor insurance professionals and financial entrepreneurs who want to build wealth, strengthen their strategy, and scale sustainably. This mission expands globally through long-form educational content on YouTube, where I break down finance, taxes, compliance, and business growth in a practical, accessible way.Alongside my advisory work, I’m committed to financial education at scale. Through social media, international speaking engagements, and my show Despierta Tus Finanzas™, I’ve reached millions of people. With more than 1.6 million podcast downloads and a growing global audience, I continue to simplify finance so leaders can make better decisions with confidence.My philosophy is simple. Finance is not just numbers. Finance is decisions. And good decisions require clarity, structure, and the right strategy.If you want to strengthen your financial strategy, optimize your taxes, upgrade your compliance, or scale with confidence, feel free to reach out at i•••@fintelhub.com

Experience

1. Managing Director

   Fintelhub

   Sep 2016 — Present · Miami, FL, US

   Como apasionado de la educación financiera, he aprendido la importancia de manejar números y finanzas a lo largo de mi carrera. Siendo consciente que, muchas veces, estos temas tienden a pasarse por alto debido a su complejidad.Fintelhub® surge como una alternativa para revolucionar las formas tradicionales de abordar los asuntos financieros. Vamos más allá de los números y nos centramos en un enfoque más humano cuando se trata de dinero. Lo llamamos Bioneurofinanzas™. Para educar al mundo, contamos con un podcast, un canal de YouTube y programas de educación financiera. También nos asociamos con empresas privadas e instituciones académicas para educar a la comunidad a través de talleres, seminarios y presentaciones magistrales (inglés y español) sobre- La Psicología del dinero- Finanzas personales- Financiación de las empresasLogros- Más de 3500 alumnos- Alianzas estratégicas con entidades educativas en Miami- Más de 1.3 millones de descargas con el podcast de Despierta tus finanzas™.

Education

• Boston University

  Master of Science (MS), Banking & Financial Services Management

  2013 — 2016

• IEB

  Master's degree, Financial Markets and Asset Management

  2012 — 2013

• UCAB - Universidad Católica Andrés Bello

  Bachelor's degree, Economics

  2002 — 2007