Jennifer Vega

About Jennifer Vega

With over a decade of experience in the banking and financial services industry, Jenn has strong substantive knowledge of federal and state consumer protection laws and regulations governing the financial services industry. Her specific areas of focus include: Payments, Collections, Credit Card, Auto Finance, Banking as a Service, FinTech-bank partnerships, and the development and documentation of new financial services products. Certifications and Licenses- Certified Regulatory Compliance Manager (CRCM)- Admitted to the Florida Bar in July 2011 (although presently a voluntarily inactive member of the Bar).

Experience

1. Senior Director Regulatory Compliance

   Discover

   Aug 2022 — Present

   Senior Director of Compliance for Enterprise Fraud, Collections and Recovery, and Payments Strategies. • Supported businesses include Personal Loans, Credit Card, and Student Loans. • Scope of responsibilities includes third-party collection agencies and attorneys’ oversight, as well as Discover’s enterprise payment strategies. • In conjunction with senior compliance leadership, responsible for the development and oversight of the following Discover Policies: Collections Practices, Fraud, Bankruptcy, and Reg. E/EFTA. • In accordance with regulatory guidance, oversee execution of the comprehensive compliance program, including but not limited to risk assessment, testing, third party oversight, monitoring, issue management, compliance training, regulatory change management, policies and procedures, reporting, and exam/regulator responses.• Draft and/or revise regulatory responses provided to the FDIC, FRB, and CFPB • Design and implement compliance related KRI and KPI reporting

Education

• University of Florida

  Political Science, Law

• Hult International Business School

  University of Florida - Study Abroad, Business Administration and Management, General

  2005 — 2005

• University of Florida

  Political Science

• University of Florida

  Bachelor of Arts, Political Science; Business Administration

  2003 — 2007

• Stetson University College of Law

  Juris Doctor, Law

  2008 — 2011

Skills

• Westlaw
• Ofac
• Research
• Family Law
• Dodd-Frank
• International Banking Services
• Employment Law
• Legal Compliance
• Lexis
• Fcpa
• Legal Issues
• Commercial Litigation
• Spanish
• Consumer Financing
• Legal Research
• Civil Litigation
• Courts
• Corporate Law
• Risk Management
• Legal Assistance
• Legal Advice
• Appeals
• Fraud
• Estate Planning
• Regulatory Affairs
• Pleadings
• Banking Law
• Microsoft Office
• Bank Secrecy Act
• Udaap
• Financial Regulation
• Risk Assessment
• Legal Writing
• Litigation
• Policy
• Analysis
• Gramm-Leach-Bliley