J. P. Lacour

First Vice President, Investments @Lacour Wealth Management Of Raymond James

Naperville, IL, US

My role as a financial advisor is multifaceted and demands a high level of expertise and commitment requiring a deep understanding of sophisticated financial products. By providing tailored investment strategies, conducting rigorous due diligence, and maintaining transparent communication, I help my clients navigate complex investment landscapes and achieve their long-term financial goals.I specialize in addressing the financial needs of Ultra High Net Worth (UHNW) individuals, High Net Worth (HNW) individuals, High Earners Not Rich Yet (HENRYs), tech workers and executives, cybersecurity executives, and pilots.Each client completes a Comprehensive Client Assessment (CCA), allowing me to fully understand their financial goals, risk tolerance, investment horizon, and financial situation. I use this information to tailor a comprehensive financial plan that incorporates my client\'s entire financial picture, including retirement planning, estate planning, tax strategies, and insurance needs. My recommendations may include private market strategies, direct indexing or separately managed accounts (SMAs). If appropriate, I will identify and evaluate private market opportunities that align with a client’s investment strategy. I conduct a thorough due diligence on the private markets and specific investments, assessing their potential for growth and risk. I also educate my clients on the benefits and risks associated with these investments, ensuring they understand the long-term nature and illiquidity of PE investments.In some cases, implementing a direct indexing strategy to create personalized investment strategies that are intended to mimic index performance while allowing for greater potential tax optimization and customization may be warranted. I manage the portfolio to take advantage of tax-loss harvesting opportunities, continuously monitoring and rebalancing the portfolio to ensure it remains aligned with your specific investment goals and objectives.

College of DuPage

Associates, General Studies

Illinois State University

BS, Finance and Insurance