Joydeep Chatterjee

Pricing and Performance Business Analyst @Shawbrook

Glasgow, GB

Lead analytical reviews of savings product performance across multiple channels, influencing pricing strategy and product positioning to support business growth and profitability.• Conduct detailed pricing analysis and delivering weekly MI and insight to ALCo and senior stakeholders, directly influencing pricing strategies for SME, Personal, Direct, and Partner savings products• Produce and automate Management Information (MI) dashboards in Power BI and Excel, improving reporting efficiency by ~30% and enabling real-time decision-making for senior leadership.• Partner with stakeholders across Product, Treasury, Finance, and Risk to translate commercial needs into actionable analytical insights and drive data-led strategic decisions.• Perform competitor benchmarking and market intelligence analysis to support rate changes and customer acquisition strategies, ensuring savings targets are consistently achieved.• Support continuous improvement initiatives by enhancing data accuracy, simplifying reporting workflows, and implementing scalable automation solutions.• Gather and document business requirements for process improvements, bridging communication between operational teams and data/tech functions. Key Achievements:o Launched a new Bonus Savings product for retail customers, delivering £38 million in deposits within the first month post-launch, exceeding target expectations.o Enhanced pricing review process efficiency by reducing manual analysis time by 25% o Played a key role in maintaining fund growth and margin balance through agile analysis and proactive rate recommendations based on competitor insights.