Joyce Estaris
Product Analyst @TD
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WORK HISTORY
Product Analyst @TD
As a Product Analyst in the Balance Protection Insurance team at TD Insurance, I support risk management and strategic decision-making by providing insights and actionable data to senior leadership. My key responsibilities and accomplishments include- Developing executive-level performance reports that analyze portfolio performance, financial trends, and emerging risks, enabling senior leadership to make informed decisions- Refining sales forecasting models and improving accuracy by 10% quarter-over-quarter, aligning forecasts with business performance and risk appetite- Investigating performance fluctuations (e.g, claims volatility, sales trends) to uncover root causes and drive proactive adjustments in product strategy and risk management- Collaborating with cross-functional teams (Product, Actuarial, Risk, and Finance) to ensure data alignment and support data-driven decision-making across the organization
EDUCATION
Lang School of Business and Economics - University of Guelph
Master of Business Administration - MBA, Sustainable Commerce
University of Toronto Scarborough
Bachelor’s Degree, Public Policy Analysis
Shaw Academy
Diploma, Graphic Design
Pickering High School
Ontario Secondary School Diploma
SKILLS
ABOUT JOYCE ESTARIS
Motivated by prevailing social issues, Joyce\'s passion lies in conducting existing policy and market research, analyzing initiative outcomes and engaging in projects that foster strategic yet sustainable growth to fuel opportunity and long-term prosperity. Currently working as a Governance and Control (LQI) Analyst at TD Direct Investing.For important information and disclosures please visit td.com/legal and
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