Joy Banerjee
Avp- Integrated Risk Management (Credit Monitoring and Ews) @HDFC Bank
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WORK HISTORY
Avp- Integrated Risk Management (Credit Monitoring and Ews) @HDFC Bank
Mumbai, IN
EDUCATION
IIEST, Shibpur
Master of Business Administration (M.B.A.), Marketing and Finance
Danda Saharia Higher Secondary School
Business/Commerce, General
NSHM College of Management and Technology
Bachelor of Business Administration (BBA), Finance and Financial Management Services
ABOUT JOY BANERJEE
Achievement-driven professional with over 13 years of experience showcased by an illustrated career in the field of credit monitoring and credit analysis; currently working in a tactical capacity with HDFC Bank as AVP (Credit Monitoring and EWS)• Proven ability to analyze financial data, identify early warning signals, and provide solutions that minimize risk exposure and maximize profitability• Expertise in developing and implementing effective credit monitoring systems and procedures to ensure compliance with industry and internal regulations• Experienced in reviewing financial statements, credit reports, and mortgage applications to establish credit limits and make lending decisions• Skilled in all aspects of strategic credit monitoring, including credit risk analysis, credit scoring, and credit report evaluation• Resourceful in developing and implementing credit risk management strategies that reduce exposure to potential losses and optimize profitability• Effective communicator with excellent relationship-building & interpersonal skills; strong analytical, problem-solving & organizational capabilities with a detail-oriented attitude
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