Jovan Young

Credit Risk Analyst @Byzfunder

Miami, FL, US
MOBILE NUMBERS
+13•••••••25

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WORK HISTORY

Jan 2025 — Present

Credit Risk Analyst @Byzfunder

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NY, US

Reporting to the Chief Risk OfficerLead credit risk analytics and decisioning, overseeing CRM reporting, predictive modeling, and portfolio strategy initiatives.Develop and maintain proprietary decisioning algorithms that assign offers based on customer and business risk factors, improving approval accuracy and portfolio performance.Manage and enhance CRM reporting dashboards to monitor portfolio and loan performance.Collaborate with Technology and stakeholders to maintain data accuracy and efficient decision logic.Analyze portfolio trends and provide actionable insights to optimize credit strategies.Support the introduction of new product offerings through data-driven decisioning enhancements.

EDUCATION

2008 — 2010

Duke University

MA

2008 — 2008

AEA Summer Training Program and Scholarship Program

Economics

2003 — 2008

Florida State University College of Social Work

BS

SKILLS

FinanceAnalytical SkillsData AnalysisBankingRisk ManagementManagementAnalysisTime Series AnalysisFinancial AnalysisValuationCommercial BankingCreditFinancial ModelingMicrosoft ExcelLeadershipFinancial RiskPortfolio ManagementInvestments

ABOUT JOVAN YOUNG

Over 15 years’ experience in quantitative analytics within credit risk and enterprise…

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