Josh Payne

Commercial Credit Underwriter 3 @F.N.B. Corporation

Asheville, US
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

Apr 2022 — Present

Commercial Credit Underwriter 3 @F.N.B. Corporation

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Asheville, NC, US

I work with commercial borrowers to propose financial products and evaluate the credit risk for the bank\'s portfolio. I identify trends in financial performance and business cycles to assist customers with financial needs, perform cash flow analysis, test covenants, and risk grade relationships. I work closely with Relationship Managers to develop an overall strategy for commercial borrowers and the growth of the markets\' portfolio.

EDUCATION

2008 — 2012

Catawba College

Bachelor of Science (BS), Accounting

2008 — 2012

Catawba College

Bachelor's degree, Economics

2012 — 2013

North Carolina State University

Master's degree, Accounting

SKILLS

AnalyticsPublic RelationsLoan DocumentsSapMicrosoft WordTeamworkFinancial Statement AnalysisCasewareFinancial AccountingTime ManagementCredit RiskFinancial StatementsMarket ResearchAccountingFinancial ReportingCustomer ServiceFinanceInternal ControlsFinancial AnalysisAuditingMicrosoft OfficePowerpointMicrosoft ExcelFacebookSocial NetworkingStrategic Communications

ABOUT JOSH PAYNE

I am a Commercial Credit Underwriter at F.N.B. where I focus on developing strategies to…

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Josh Payne — Commercial Credit Underwriter 3 at F.N.B. Corporation in Asheville, US | Unifers