Josh Kaptur

About Josh Kaptur

Josh has two+ decades of public and private sector Financial Crimes Compliance experience, including time in the Regulatory/Policy Division of the US Treasury Department\'s Financial Crimes Enforcement Network (FinCEN) and as a management consultant for pwc and Protiviti. He authored or contributed to a significant number of post-USAPATRIOT Act AML rulemakings, and has led both governance and operations compliance engagements across a diverse range of financial sector clients. For the last 6 years, Josh has specialized in providing large-scale managed services support for bank FIUs, including lookbacks, backlog remediations, and BAU support of investigations and client/enhanced due diligence teams. Josh has led teams as large as 1,700 individuals, with sales of $18MM in 2023,$35MM in 2024, and $60MM in 2025. Additional experience includes regulatory rulemaking (government), AML/OFAC compliance program evaluation/remediation, internal audit, AML/OFAC risk assessment, scenario turning and model validation, controls testing, policy/procedure drafting, training, and compliance transformation engagements.

Experience

1. Managing Director

   Protiviti

   Dec 2025 — Present · Washington, DC, US

   Financial Crimes Consulting

Education

• Penn State University

  BS, Secondary Education (English/Communications)

  1998 — 2002

Skills

• Management
• Regulatory Analysis
• Management Consulting
• Regulatory Compliance
• Governance
• Adult Education
• Training & Development
• Policy
• Auditing
• Microsoft Office
• Relationship Management
• Risk Assessment
• Economic Sanctions
• Regulatory Submissions
• Aml
• Analysis
• Anti Money Laundering
• Banking
• Aml/Cft
• Risk Management
• Thought Leadership
• Regulations
• Finance
• Fincen
• Public Speaking
• USA Patriot Act
• Financial Risk
• Fatf
• Government
• Training
• Fraud
• Ofac
• Financial Services
• Employee Training
• Lotus Notes