Joe Fanara

Financial Representative @Northwestern Mutual

In my capacity as an experienced financial advisor, I look after the evolving needs of Manufacturers. I provide industry-specific insights with a focus on the needs of small to medium sized Manufacturing Companies. Each of my clients businesses are at a different stage of development. Startups require a focus on cost control and growth – I deliver ideas and solutions on both ends. Maturing companies often experience the need the attract, retain, and reward key employees – which is particularly challenging in this tight labor market. I offer access to unique tax-efficient and balance sheet friendly strategies that can help mid-sized Companies expand with the acquisition top industry talent.We collaborate with our Business owner clients on building a long-term company value. Eventually, we unlock its potential to help build a secure tax-efficient income stream as the company is transferred to the next generation, employees, or as you take advantage of other dispositive opportunities.Even the best laid plans are subject to unpredictable external influences. We’ll enable you to deploy cost effective strategies to help mitigate the risks that affect all businesses: An unexpected health event, disability, or worse. You and your employees can be well prepared to help you handle the occasional curve balls life throws at us all. Deployment of tax-efficient retirement programs Balance sheet friendly key-person insurance Precisely timed funding of buy-sell agreements Tax-efficient funding of golden handcuff and deferred compensation programs Employee benefit program financing with cost recoveryLet’s collaborate and develop an intelligent business management plan that closely aligns your objectives with financial strategies that can be cost effective and structurally sound for the long term.*Financial advisors are not tax advisors. Licensed tax advisors should be your source for direct tax assistance based on your unique tax situation.