Joseph Carpenito

About Joseph Carpenito

Joseph joined Materetsky Financial Group in 2022. He began his career in 2013 as a Financial Advisor and has dedicated the subsequent eleven years to building his practice around helping individuals and families in achieving their financial planning and retirement goals.An integral part of Joseph\'s practice includes tax planning, he holds the distinguished status of being an Enrolled Agent with the IRS. Enrolled agents, like attorneys and certified public accountants (CPAs), have unlimited practice rights. This means they are unrestricted as to which taxpayers they can represent, what types of tax matters they can handle, and which IRS offices they can represent clients before.Joseph earned his B.S. in Financial Sciences from The University of Central Florida, where he concurrently interned in the financial services industry during his senior year.Joseph maintains all requisite securities and insurance licenses and calls Lake Worth, FL home, where he resides with his wife Michelle and their two children, Giovanni and Capri.

Experience

1. Financial Services Advisor

   Materetsky Financial Group

   Jul 2022 — Present

   Joseph joined Materetsky Financial Group in 2022. He began his career in 2013 as a Financial Advisor and spent the following ten years building his practice around helping individuals and families meet their financial planning and retirement goals.Joseph received his B.S in Financial Sciences from The University of Central Florida where he simultaneously interned in the financial services industry throughout his senior year. As it pertains to financial planning, a large focus of Joseph’s practice includes his specific knowledge on health insurance planning for individuals and families.Joseph holds all appropriate securities and insurance licenses and resides in Delray Beach, FL with his wife Michelle and son Giovanni.Joseph is a SmartVestor Pro, approved by The Ramsey Team and vetted by The Ramsey SmartVestor Program. Ask Joseph about how this makes him different.Disclaimer: SmartVestor PRO™ is an advertising service for investing professionals. SmartVestor Pros are subject to initial vetting by Ramsey Solutions, and they affirm a Code of Conduct. SmartVestor Pros are not employees or agents of Ramsey Solutions. Neither Ramsey Solutions nor its affiliates are engaged in rendering investing or other professional advice. Working with an investment professional who is part of the SmartVestor™ advertising service cannot guarantee investment success or that you will achieve your financial goals. There can be no assurance that working with a SmartVestor™ Pro will produce better outcomes than working with an advisor not participating in the SmartVestor™ program. Investment professionals participating in the SmartVestor™ program pay advertising fees to have their name and information disseminated to the investing public via the SmartVestor™ program. Neither Ramsey Solutions nor the SmartVestor™ program is affiliated with Materetsky Financial Group and are not sponsored or endorsed by Materetsky Financial Group.

Education

• University of Central Florida

  Bachelor's degree, Financial Sciences

Skills

• Equities
• Wealth Management
• Retirement
• Strategic Financial Planning
• Investments
• Financial Analysis
• Series 7
• Asset Management
• Securities
• Financial Advisory
• Retirement Planning
• 401k
• Investment Strategies
• Alternative Investments
• Asset Allocation
• Mutual Funds
• Fixed Income
• Investment Advisory
• Portfolio Management
• 401k Rollovers