Joe Z.
Credit Risk & Credit Policy Leader | Mortgage Underwriting Governance | Quality & Operational Excellence
- Role
- CFO at Sam Ivy K9 Consultants Inc
- Location
- Melbourne, FL, US
- LinkedIn followers
- 500 followers
About Joe Z.
With over 20 years in the financial sector, I have led underwriting, operations, credit risk, and credit policy teams across both production and support functions. My experience includes strengthening operations, credit risk, credit policy, LOS development, and audit frameworks for billion-dollar national lenders, financial institutions, and technology companies, while leading cross-functional teams to drive efficiency, compliance, and risk mitigation at scale. Areas of expertise include- Agency, Non-Agency, and Non-QM | Jumbo | HELOC Underwriting - Credit Policy - Credit Risk - Departmental Enhancement - Loan Auditing - Operational Turnaround Leader - Performance Evaluation - Performance Recovery - Quality Control - Reporting Automation - Risk Analysis - Team Building
Experience
CFO
Jun 2024 — Present · Melbourne, FL, US
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