Joseph Odonnell
Indirect Underwriter III Dealer Direct MIDFLORIDA Credit Union
- Role
- Indirect Underwriter Iii Dealer Direct Sr Loan Officer at MIDFLORIDA Credit Union
- Location
- Tampa, FL, US
- LinkedIn followers
- 500 followers
About Joseph Odonnell
Over 20 years of consumer banking experience in branch management, indirect lending, and underwriting, operations.A Goal-orientated leader, excited to be part of a $8 billion-dollar credit union, the 4th largest in Florida. A prime/near prime buyer with dealer direct, over 625 dealers operating thoughout several states with an indirect loan goal over 1 billion. An analytical banking manager with a keen eye for business development and stock loan proficiency.A MidFlorida employee and proud owner of a member-owned banking co-operative; with an unprecedented sense of caring and financial understanding for all members and employees.
Experience
Indirect Underwriter Iii Dealer Direct Sr Loan Officer
Mar 2020 — Present · Lakeland, FL, US
Analyze, evaluate, and approve indirect loans (near prime and prime) Lead and execute underwriting decisions for dealer relationships as well as build customer relations Gather and interpret various credit data for existing and prospective members Build and maintain a credit portfolio consistent with statutory guidelines Approve and or deny loans within certain limits and make credit structure and loan pricing decisions
Education
Jacksonville University
History
1999 — 2000
Florida Atlantic University
Bachelor's degree, History
2000 — 2002
Mercy University
History
1998 — 1999
Skills
- Team Building
- Management
- Branch Banking
- Mortgage Lending
- Underwriting
- Business Development
- Loan Origination
- Sales
- Banking
- Home Equity Lines of Credit
- Credit Analysis
- Regulatory Compliance
- Consumer Lending
- Branch Management
- Finance
- Loans
- Credit
- Deposits
- Customer Service
- Customer Satisfaction
- Training
- Financial Services
- Home Equity
- Retail Banking
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