Joseph Nowariak
Strategic Initiatives Expert - Credit Model Development (SVP) @M&T Bank
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WORK HISTORY
Strategic Initiatives Expert - Credit Model Development (SVP) @M&T Bank
EDUCATION
Minnesota State University, Mankato
Master of Arts, Secondary Education and Teaching
University of Wisconsin-Whitewater
Master of Science (M.S.), Applied Economics
Gustavus Adolphus College
Bachelor of Arts, History
SKILLS
ABOUT JOSEPH NOWARIAK
Mr. Nowariak is a subject matter expert with 9 years of experience in credit risk management, validation, modeling, and predictive analytics for large asset portfolios valued at upwards of $100 billion. He is experienced developing, maintaining, and validating Probability of Default/Loss Given Default (PD/LGD) models, AI/ML risk models, and producing justifiable and explainable Allowance for Credit Losses (ACL) estimates for financial statements. He manages delivery to stakeholders through effective leadership to deliver on time and on budget.I am excited to connect with you!P.S. ask me about my recent travels highlighted in my banner!
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