Joseph Fogarty
Senior Non-QM/Jumbo Underwriter
- Role
- Senior Non-qm Jumbo Wholesale Underwriter at Fundloans
- Location
- Denver, CO, US
- LinkedIn followers
- 500 followers
About Joseph Fogarty
A mortgage industry professional, with a proven track record of success, who seeks a position which will effectively utilize the professional skill sets acquired through my extensive mortgage underwriting experience and procurement of an MBA degree in finance.SUMMARY OF QUALIFICATIONS:• Extensive Non-QM loan program underwriting experience• $2.0 Million loan approval authority • FHA DE and VA LAPP/SAR designations• Proficient in Encompass LOS• 12+ years mortgage underwriting experience• Solid consultative skills and proven ability to meet and exceed production quotas• Demonstrated ability to create both internal and external client loyalty• Proficient in Microsoft Office business applications to include MS Excel, MS Access, and MS Project• Proven ability to set and achieve high standards and goals in both professional and personal life
Experience
Senior Non-qm Jumbo Wholesale Underwriter
Jul 2021 — Present
Underwrote and approved Non-QM, including bank statement, P&L, DSCR, and jumbo mortgage loan applications in accordance with multiple investor guidelines• Consistently exceeded all monthly loan production and quality control quotas• Conducted full and comprehensive evaluation of appraisals in accordance with multiple investor guidelines• Prepared and conducted training presentations on various investor loan programs with account executives and wholesale brokers.• Ensured consistency of documents to uphold company and industry guidelines• Reviewed and assessed financial statements, credit reports, appraisals, title policies and applicable ratios for conformity with investor guidelines
Education
University of North Dakota
Bachelor of Science, Aeronautical Studies
1995
University of Colorado at Colorado Springs (UCCS)
Master, Business Administration
2007 — 2010
Skills
- Finance
- Loans
- Underwriting
- Fha
- Mortgage Underwriting
- Banking
- Risk Management
- Mortgage Lending
- Refinance
- Loss Mitigation
- Loan Servicing
- Credit
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